How Much Can You Really Save?
Enter your current utility bill and see exactly how much each upgrade saves you — with real Florida energy data, tax credits, and rebates calculated instantly.
Tell Us About Your Current Energy Usage
Your Current Monthly Utility Bill
Enter the total amount from your electric bill
Florida average: ~$180/month (1,080 kWh at $0.157/kWh)
Home Size
Approximate square footage
Current AC Efficiency (SEER)
Older units are typically 8-12 SEER
Choose Your Upgrade Packages to Compare
Select Upgrade Packages
Compare savings across different combinations
Solar System Size
Average Florida home: 8-12 kW
~36 panels • ~648 sq ft of roof space
Your Personalized Savings Breakdown
Your Savings Comparison
Based on your $250/mo utility bill
Solar Only
Solar + New AC
Solar + AC + Insulation
Tax Credits & Rebates
Tax Credits & Rebates You May Qualify For
Based on your selected upgrades - 2025 rates
Federal Solar Tax Credit (ITC)
$6,00030% of your total solar system cost is credited directly against your federal income tax. This is a dollar-for-dollar reduction in taxes owed.
Florida Sales Tax Exemption
$1,200Florida provides a 100% exemption from the 6% state sales tax on all solar energy equipment. This saves you thousands automatically at purchase.
Florida Property Tax Exemption
100%The added home value from your solar installation is 100% exempt from property taxes. Your home value increases without higher property taxes.
Florida Net Metering (1:1)
Full CreditExcess solar energy sent back to the grid earns you full retail credit on your bill. FPL, Duke Energy, and TECO all participate. Your meter literally runs backward.
HVAC Federal Tax Credit (25C)
$2,00030% of the cost of a qualifying heat pump or high-efficiency AC (17+ SEER2), capped at $2,000. Includes labor costs. Filed with IRS Form 5695.
Utility HVAC Rebate
Up to $750FPL offers $150-$750, Duke Energy $300-$1,000, TECO $40-$550. Requires a Home Energy Check and use of an approved contractor. Stackable with federal credits.
Insulation Federal Tax Credit (25C)
$81030% of insulation material costs, capped at $1,200/year. R-38 attic insulation qualifies. Materials only (labor not covered). Filed with IRS Form 5695.
Utility Insulation Rebate
Up to $600Duke Energy offers up to $800, FPL $220, TECO $0.16/sq ft, JEA $200. Based on current insulation level and square footage. Requires energy audit.
Total Potential Incentives
in tax credits, rebates, and exemptions
* Actual amounts depend on your utility provider, tax situation, and system specifications. Consult a tax professional.
5 Year & 10 Year Projections
Long-Term Savings Projection
Includes 3.5% annual utility rate increase (FL avg)
Florida Rates Are Rising
FPL approved a 4-year rate hike starting Jan 2026. Florida electricity rates have increased approximately 3.5% annually over the past decade. Without action, your $250/mo bill could become $353/mo in 10 years.
| Scenario | Year 1 | 5-Year Total | 10-Year Total |
|---|---|---|---|
Do Nothing (Bills Paid) | $3,105 | $16,651 | $36,427 |
Solar Only | $1,884 | $10,457 | $22,877 |
Solar + New AC | $2,712 | $15,052 | $32,929 |
Solar + AC + Insulation | $2,916 | $16,184 | $35,406 |
10-Year Cumulative Comparison
Your 10-Year Financial Impact
The Window Is Closing
2025 is the best year to go solar in Florida. Here's why waiting could cost you thousands.
30% Federal Tax Credit Expires Dec 2025
The Inflation Reduction Act's 30% solar tax credit for homeowner-owned systems drops to 0% on January 1, 2026. This is the last year to claim thousands in savings.
Florida Electricity Rates Are Rising
FPL approved a 4-year rate hike starting 2026. Every month you wait, you're paying more to the utility company instead of investing in your own home.
Increase Your Home Value
Solar panels add an average of $20,000-$30,000 to Florida home values. Plus, the added value is 100% property tax exempt.
25-Year Panel Warranty
Modern solar panels come with 25-year performance warranties and last 30+ years. Your investment is protected for decades.
Reduce Your Carbon Footprint
A typical 8 kW solar system offsets about 11,000 lbs of CO2 per year — equivalent to planting 180 trees annually.
Energy Independence
Stop being at the mercy of utility rate hikes. Lock in your energy costs and gain control over your monthly expenses for decades.
$0 Down Financing Available
Start saving from day one with no upfront cost. Many homeowners see positive cash flow immediately — your monthly loan payment is less than your old electric bill.
Get Your Free Home Assessment
Our energy experts will visit your home, analyze your roof, inspect your AC, and give you an exact quote — completely free.
Or call us directly:(800) 555 1234